This depends entirely on what threat you are guarding against.
For example, if you had an account (of any sort) which you used solely to
funnel funds, there would be no threat from a hacker gaining control
over that account since it rarely has a positive balance.
But gaining access to 6 years of past transactions would be enough to
build a substantial case against you.
As always, Qubes provides the means, but it is up to the user to
determine what threat is significant for them, and how to use Qubes to
reduce that threat.
“that’s just me” is a great caveat - I wish more users would follow your
example when posting in this forum.
I never presume to speak for the Qubes team.
When I comment in the Forum or in the mailing lists I speak for myself.